Commission Disclosure
Per AMFI Master Circular Chapter 4(c)(f) | Mandatory Disclosure for AMFI Registered Mutual Fund Distributors
Array Financial Services | Rajput Bipin Mahendrasinh | ARN-139775 | EUIN: E237504 | Valid Until: 04-JUL-2029
Array Financial Services (ARN-139775) is committed to complete transparency in all commission and fee disclosures. This page is prepared in accordance with AMFI Master Circular Chapter 4(c)(f) which mandates all AMFI-registered Mutual Fund Distributors to disclose their commission earnings to investors. We believe every investor has the right to know how their distributor is compensated.
Our Commission Model
Trail Commission Only — We receive trailing commission from AMCs. No direct fees charged to investors.
Commission Rate Overview — By Fund Category
Important Note: The rates shown below are approximate indicative ranges. Actual commission rates vary by AMC, specific scheme, AUM slab, and are subject to change. Exact AMC-wise rates are available on demand — contact us at services.array@gmail.com or 9825118697.
| Fund Category & Sub-Category | Risk Level | Typical Horizon | Trail Rate Range (p.a.) | Commission Type | |
|---|---|---|---|---|---|
| 📈 |
Equity Funds
Large Cap, Mid Cap, Small Cap, Flexi Cap, ELSS, Thematic, Sectoral
|
High Risk | 5+ Years | 0.50% - 1.25% | Trail Only |
| ⚖️ |
Hybrid Funds
Aggressive Hybrid, Balanced Advantage, Conservative Hybrid, Arbitrage
|
Moderate-High Risk | 3-5 Years | 0.40% - 1.00% | Trail Only |
| 🛡️ |
Debt Funds
Short Duration, Corporate Bond, Banking & PSU, Gilt, Credit Risk
|
Low-Moderate Risk | 1-3 Years | 0.20% - 0.60% | Trail Only |
| 💧 |
Liquid / Overnight
Liquid, Overnight, Ultra Short Duration, Money Market
|
Low Risk | Less than 1 Year | 0.05% - 0.15% | Trail Only |
| 📊 |
Passive / Index Funds
Index Funds, ETFs, Fund of Funds (Passive)
|
Market Risk | 3+ Years | 0.10% - 0.40% | Trail Only |
| 🎯 |
Solution Oriented Funds
Retirement Fund, Children's Fund
|
Moderate-High Risk | 5+ Years (Lock-in applies) | 0.50% - 1.20% | Trail Only |
✓ What This Means for You as an Investor
The commission rates shown above are part of the Total Expense Ratio (TER) of the scheme. They are NOT an additional charge to you. The same amount would be part of the scheme's expense even if you invest through a different distributor. You can verify the exact TER of any scheme at amfiindia.com.
Empanelled AMCs & Commission Disclosures
Updated every 4 months aligned with the Financial Year cycle (Apr–Jul | Aug–Nov | Dec–Mar)
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Our Commission Policy
Recommendations Based on Suitability
All fund recommendations are based strictly on your risk profile, financial goals, and investment horizon — never on commission rates received from AMCs.
No Hidden Charges
There are no hidden charges, transaction fees, or advisory fees charged to you beyond what is disclosed on this page. What you see is what you get.
No Non-Cash Benefits
We do not receive any non-cash benefits, gifts, sponsored trips, or incentives from any AMC that could create a conflict of interest in our recommendations.
CAS Transparency
The exact commission earned by Array Financial Services on your investments is visible in your Consolidated Account Statement (CAS) from CAMS, KFintech, or MF Central.
Direct Plan Option
Direct Plans are available at lower expense ratios through AMC portals or MF Central. Array Financial Services deals in Regular Plans and does not facilitate Direct Plan investments.
Periodic Reviews & Updates
This commission disclosure is reviewed and updated periodically. AMC-wise exact rates are available on request at any time.
Practices We Strictly Prohibit
- Recommending schemes based on higher commission rates instead of investor suitability
- Accepting upfront commissions or any form of commission that is not trail-based
- Receiving non-cash benefits, gifts, or incentives from any AMC
- Splitting investor applications to earn higher transaction charges
- Concealing commission information from investors when asked
Where to Verify Commission Information
| Resource | What You Can Verify | Link |
|---|---|---|
| Your CAS Statement | Exact commission earned by Array Financial Services on your investments | mfcentral.com | camsonline.com |
| AMFI Website | TER and commission rates disclosed by each AMC | amfiindia.com |
| Respective AMC Website | Scheme-wise TER and expense ratio | Individual AMC websites |
| SEBI SCORES | File complaint if commission not disclosed properly | scores.sebi.gov.in |
📋 Note: Full Scheme-Wise Commission Details Available on Demand
This page provides an overview of indicative trail commission ranges by fund category and Asset Management Company. The exact and complete scheme-specific rates and detailed commission structure are available on demand.
As an investor, you have the right to know the exact commission earned by Array Financial Services on any specific scheme before or after investing. We will provide complete AMC-wise, scheme-wise commission details within 24 hours of your request — no questions asked.
As an investor, you have the right to know the exact commission earned by Array Financial Services on any specific scheme before or after investing. We will provide complete AMC-wise, scheme-wise commission details within 24 hours of your request — no questions asked.
📧 services.array@gmail.com | 📞 +91 9825118697 | 🌐 Arrayservice.in
Regulatory Reference: This disclosure is prepared as per AMFI Master Circular Chapter 4(c)(f) dated January 2026 and SEBI guidelines on commission disclosure. AMFI Master Circular: amfiindia.com → AMFI Master Circular MFDs ↗
Last Updated: August 2026 | Reviewed periodically as per AMFI guidelines | Subject to change as per AMC rate revisions.